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Anchor Hanover’s tenure types

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Across our retirement properties for sale estates and developments we offer a number of different tenure types to suit our customers’ particular needs and requirements.

An introduction to Anchor Hanover’s tenure types

Outright leasehold ownership

Home in the sunThis is the most common form of ownership, whereby customers buy at full market value. Sellers and purchasers negotiate the sale price, determined by current market values. Sellers are free to put their property on the market at the price they wish.

Outright freehold ownership

We also have a small amount of freehold developments which are purchased in the same way as outright leasehold estates, however rather than a lease, you will have a freehold transfer.

Subsidised ownership

There are two types of government-sponsored schemes – ‘Leasehold Scheme for the Elderly’ and ‘Shared Ownership Scheme for the Elderly’, which are available at a selection of Anchor Hanover developments. These both make owning your own property even more affordable.

Under the ‘Leasehold Scheme for the Elderly’, each property is sold for 70 per cent of market value, while the purchaser enjoys exclusive ownership and use. The remaining 30 per cent is rent free.

Under the ‘Shared Ownership Scheme for the Elderly’, customers buy a 25, 50 or 75 per cent share of the property. The proportion that can be purchased is dependent on the percentage previously owned when the property is put up for sale. Rent is payable on either 25 or 50 per cent of the property but 25 per cent is always rent free.

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